Cosmetic Financing About


Cosmetic Surgery Financing

If paying for your plastic surgery with cash is going to be difficult and unobtainable at the time, many patients opt for cosmetic surgery financing to eliminate the burden of coming up with the full amount prior to surgery.

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All of the companies Cruise Plastic Surgery works with have no pre-payment penalty. If one day you decide you no longer want to make monthly payments and have the resources to pay it off, you are free to do so without penalty. Improving your appearance and helping your self-esteem should be a happy time. If coming up with the money at one time will keep you from having surgery or cause additional stress and worry, consider the financing options we have available.

At Cruise Plastic Surgery you can make your payments  in several ways, such as a combination of financing companies, credit cards, checks, and cash.

Sometimes, but not always, using a financing company may provide you with better interest rates than credit cards. If you have the option of using credit cards, make sure to check your interest rates and compare. We will work with you to make sure that at the end of the day you have chosen the best option to fit your budget.

 

Cruise Plastic Surgery accepts the following forms of payment:

  • Check
  • All major credit cards
  • Cash
  • Financing: Prosper Lending, Care Credit, Alphaeon Credit

We work with multiple lenders who offer a number of patient financing options. Before you apply, if possible, we encourage you to speak to one of our patient care coordinators to get a better idea of which company may suit you situation best.

When you are ready to apply, select the lender below.

Feel free to check our procedure pricing or call our office at 949-644-4808. This way even before you come in we can give you an estimate for the cosmetic procedures you are interested in.

Prosper Healthcare Lending

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000Prosper Financing
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential
  • Soft inquiry on your credit
  • Non revolving account, which is better for your credit
  • APPLY NOW

Care Credit

A GE owned financing company that will approve you for either the full amount, partial amount or nothing. You will find out within a few minutes whether you are approved and for what amount. The plan will be determined during your pre-operative appointment. Cruise Plastic Surgery offers plans from 24 to 36 months with 14.9% as well as 3 and 6 months at 0%.

 

care-credit

  • Fixed rates 0% and 14.9% depending on the plan you choose
  • Low monthly payments that never change
  • Terms up to 60 months
  • No prepayment penalty
  • No hassle application
  • Wide selection of payment plans to fit your budget
  • APPLY NOW

Alphaeon Credit

Alphaeon Credit is privately owned by a network of doctors and surgeons with the goal of providing an accessible form of financing to patients. Alphaeon Credit provides an easy to use online program that has strong approval rates, superior credit limits and a wide array of payment plans. Within a few minutes you will find out if you are approved and for what amount. The plan will be determined during your pre-operative appointment.

Cruise Plastic Surgery offers plans from 24 to 36 months with 14.9% as well as 3 and 6 months at 0%.

alphaeon

  • Fixed rates 0% and 14.9% depending on the plan you choose
  • Low monthly payments that never change
  • Terms up to 60 months
  • No prepayment penalty
  • No hassle application
  • Wide selection of payment plans to fit your budget
  • APPLY NOW

cruise plastic surgery

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